Hurt in an accident? You have less time than you think to act.

Car accidents, slips and falls, dog bites, long-term disability, catastrophic injuries, wrongful death. We handle the insurance and the paperwork while you focus on getting better. No win, no fee.

You don’t pay unless you receive compensation. Full stop.

When you’ve been seriously injured, your life is disrupted overnight. Dealing with insurance adjusters, complex medical forms, and short legal deadlines shouldn’t be the thing you’re doing while you’re trying to heal. Our job is to step in, take over the administrative and legal side of it, and pursue the financial recovery you’re owed.

We work on a contingency basis on every personal injury file. That means our interests and yours line up: you pay nothing upfront, and we only get paid if we recover something for you.

StageWhat we doWhat you do
1. Free ConsultationHear what happened. Explain your rights and the deadlines. Tell you honestly about the strengths or weaknesses of your caseShare the basics: when, where, and what’s happened since.
2. Evidence GatheringSecure police reports, witness statements, comprehensive medical records, and any video or photo evidence.Focus on your treatment. Keep us in the loop on how you’re doing.
3. Claim StrategyFile Accident Benefits and Tort claims where they apply. Track the deadlines so nothing lapses.Attend appointments and let us know about any changes.
4. ResolutionNegotiate with insurers. Move to trial or arbitration if they won’t be fair.Review and approve the final outcome before anything is signed.

Car and motor vehicle accidents

Ontario’s auto insurance system has two streams, and most people only know about one. The first is your Statutory Accident Benefits, which are no-fault: anyone injured in a collision can claim, regardless of who caused it. The second is a Tort claim, which is a separate lawsuit against the at-fault driver for pain and suffering, future care, and economic loss.

We run both in parallel where they apply, whether your accident was on Highway 410 or at a Brampton intersection.

Read more on car accidents →

Slips, trips, and falls

Under Ontario’s Occupiers’ Liability Act, property owners and municipalities have to keep their premises reasonably safe. Unplowed ice, poorly lit walkways, hidden hazards, broken handrails: if you were hurt by something the owner should have addressed, you may have a claim.

There’s a critical wrinkle for falls on municipal sidewalks: written notice to the city has to happen within 10 days. We move quickly on these matters. 

Read more on slips and falls →

Long-term disability

If you pay into a long-term disability plan through work or privately, the plan is supposed to protect you when illness or injury keeps you from working. Valid claims get denied all the time, often for “lack of objective medical evidence” or because the policy quietly shifts its definition of disability after 24 months.

We take over the appeal and the litigation. You don’t take on the insurer alone.

Read more on long-term disability →

Catastrophic injuries and wrongful death

Traumatic brain injuries, spinal cord injuries, severe orthopedic trauma: when an injury changes the rest of your life, the financial picture has to account for the rest of your life. We work with medical experts, occupational therapists, and life-care planners to build a claim that covers lifetime care, not just current bills.

In the most painful cases, we represent families bringing claims under Ontario’s Family Law Act after a wrongful death, to recover the financial and emotional losses a family carries forward.

Read more on catastrophic injuries →

Read more on wrongful death →

Dog bites

Under Ontario’s Dog Owners’ Liability Act, dog owners are strictly liable for bites and attacks. It doesn’t matter whether the dog has bitten before; it doesn’t matter whether the owner had any reason to think the dog was a risk. We help victims recover for medical care, psychological treatment, and scarring.

Read more on dog bites →


CategoryDeadlineWhat it covers
Motor Vehicle Accident7 days
30 days after receiving the package from insurer
Notice to the auto insurer after a motor vehicle accident.
Submitting the completed Accident Benefits application package.
Slips and Falls on Municipal Property10 daysWritten notice to the clerk of the municipality for a slip and fall on municipal property.
Slip and Falls on Snow or Ice60 daysWritten notice of your claim given to either the occupier or snow/ice removal company.
Long-term Disability2 yearsThe general statute of limitations to start a personal injury lawsuit in Ontario.

Miss any of these and the case can be lost on a clock, not on the merits. The earlier we know about your matter, the more options stay open.

Your questions, answered.


Often, yes. In motor vehicle accidents, Ontario’s Statutory Accident Benefits are available to anyone injured in a collision, regardless of who caused it. Fault only determines whether you can also bring a Tort claim against the at-fault driver. Even in slip and fall or premises liability cases, fault can be more nuanced than it first looks. The best first step is to tell us what happened; we’ll walk you through where the law actually stands.

Timelines vary with the injury and the insurer. Straightforward Accident Benefits claims can move in months. Tort claims and long-term disability disputes typically run longer, sometimes a year or more, especially where medical evidence is being contested. Catastrophic injury files run longest because the settlement has to account for a lifetime of care. We’ll give you an honest estimate once we’ve reviewed your file.

You pay nothing up front, and you pay legal fees only if we recover compensation for you through a settlement or court award. We cover the disbursements for building your file (medical records, expert reports, and so on) as we go, and those come out of the settlement at the end. If there is no recovery, you owe nothing. Our fee is agreed with you before we start.

Most personal injury files settle without a trial. Insurance companies know the cost of losing at trial and often move toward settlement once the evidence is in front of them. That said, we prepare every file as if it might go to trial, because that’s what puts pressure on the insurer to settle fairly. If a trial is genuinely the right move, we’ll say so and we’ll represent you there.

Talk to us anyway. A statement to your own insurer isn’t unusual, but a recorded statement to the at-fault driver’s insurer can be used against you and often gets asked for under pressure. Whatever you’ve said, we can work with it. The most important thing is to stop making further statements, keep records of everything, and let us handle the communication with the adjuster going forward.

That’s common. Whiplash, concussions, back and neck injuries, and psychological injuries often present days or weeks after an accident. You still have rights. Ontario’s statute of limitations for personal injury is generally two years from the date the injury was discovered, not the date of the accident. See a doctor as soon as symptoms appear so there’s a medical record tying the injury to the incident, then get in touch.

From our blog.




Speak with an injury lawyer today.